LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,454
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,743
−HK$1,310/mo
Today · 4.125%
HK$44,053
baseline
▲ 0.50% · 4.625%
HK$46,734
+HK$2,681/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,106/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,117
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$47,353
−HK$1,255/mo
Today · 4.125%
HK$48,608
baseline
▲ 0.50% · 4.625%
HK$51,170
+HK$2,562/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,216/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,744
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,292
−HK$1,572/mo
Today · 4.125%
HK$52,864
baseline
▲ 0.50% · 4.625%
HK$56,080
+HK$3,216/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,728/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,340
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,824
−HK$1,506/mo
Today · 4.125%
HK$58,330
baseline
▲ 0.50% · 4.625%
HK$61,404
+HK$3,074/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,660/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,035
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$59,840
−HK$1,834/mo
Today · 4.125%
HK$61,674
baseline
▲ 0.50% · 4.625%
HK$65,427
+HK$3,753/mo
Deposit HK$5.45M · loan HK$12.73M · min. income ≈ HK$123,348/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,563
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,295
−HK$1,756/mo
Today · 4.125%
HK$68,051
baseline
▲ 0.50% · 4.625%
HK$71,638
+HK$3,587/mo
Deposit HK$5.45M · loan HK$12.73M · min. income ≈ HK$136,102/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,616
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$76,937
−HK$2,358/mo
Today · 4.125%
HK$79,295
baseline
▲ 0.50% · 4.625%
HK$84,120
+HK$4,825/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$158,590/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,010
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$85,236
−HK$2,259/mo
Today · 4.125%
HK$87,495
baseline
▲ 0.50% · 4.625%
HK$92,107
+HK$4,612/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$174,990/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,725 · Scale 2, in force from 26 Feb 2026)