LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,456
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,745
−HK$1,310/mo
Today · 4.125%
HK$44,055
baseline
▲ 0.50% · 4.625%
HK$46,736
+HK$2,681/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,110/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,119
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,356
−HK$1,255/mo
Today · 4.125%
HK$48,611
baseline
▲ 0.50% · 4.625%
HK$51,173
+HK$2,562/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,222/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,747
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,294
−HK$1,572/mo
Today · 4.125%
HK$52,866
baseline
▲ 0.50% · 4.625%
HK$56,083
+HK$3,217/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,732/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,343
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,827
−HK$1,506/mo
Today · 4.125%
HK$58,333
baseline
▲ 0.50% · 4.625%
HK$61,408
+HK$3,075/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,666/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,038
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$59,843
−HK$1,834/mo
Today · 4.125%
HK$61,677
baseline
▲ 0.50% · 4.625%
HK$65,430
+HK$3,753/mo
Deposit HK$5.45M · loan HK$12.73M · min. income ≈ HK$123,354/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,567
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,298
−HK$1,757/mo
Today · 4.125%
HK$68,055
baseline
▲ 0.50% · 4.625%
HK$71,642
+HK$3,587/mo
Deposit HK$5.45M · loan HK$12.73M · min. income ≈ HK$136,110/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,620
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$76,941
−HK$2,359/mo
Today · 4.125%
HK$79,300
baseline
▲ 0.50% · 4.625%
HK$84,125
+HK$4,825/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$158,600/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,014
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$85,241
−HK$2,258/mo
Today · 4.125%
HK$87,499
baseline
▲ 0.50% · 4.625%
HK$92,111
+HK$4,612/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$174,998/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,760 · Scale 2, in force from 26 Feb 2026)