LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,458
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,747
−HK$1,310/mo
Today · 4.125%
HK$44,057
baseline
▲ 0.50% · 4.625%
HK$46,738
+HK$2,681/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,114/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,121
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,358
−HK$1,255/mo
Today · 4.125%
HK$48,613
baseline
▲ 0.50% · 4.625%
HK$51,175
+HK$2,562/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,226/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,749
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,297
−HK$1,572/mo
Today · 4.125%
HK$52,869
baseline
▲ 0.50% · 4.625%
HK$56,086
+HK$3,217/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,738/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,345
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,830
−HK$1,506/mo
Today · 4.125%
HK$58,336
baseline
▲ 0.50% · 4.625%
HK$61,411
+HK$3,075/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,672/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,041
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$59,846
−HK$1,834/mo
Today · 4.125%
HK$61,680
baseline
▲ 0.50% · 4.625%
HK$65,433
+HK$3,753/mo
Deposit HK$5.45M · loan HK$12.73M · min. income ≈ HK$123,360/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,570
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,301
−HK$1,757/mo
Today · 4.125%
HK$68,058
baseline
▲ 0.50% · 4.625%
HK$71,646
+HK$3,588/mo
Deposit HK$5.45M · loan HK$12.73M · min. income ≈ HK$136,116/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,624
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$76,945
−HK$2,358/mo
Today · 4.125%
HK$79,303
baseline
▲ 0.50% · 4.625%
HK$84,129
+HK$4,826/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$158,606/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,018
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$85,245
−HK$2,258/mo
Today · 4.125%
HK$87,503
baseline
▲ 0.50% · 4.625%
HK$92,116
+HK$4,613/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$175,006/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,793 · Scale 2, in force from 26 Feb 2026)