LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,458
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,748
−HK$1,310/mo
Today · 4.125%
HK$44,058
baseline
▲ 0.50% · 4.625%
HK$46,739
+HK$2,681/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,116/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,122
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,359
−HK$1,255/mo
Today · 4.125%
HK$48,614
baseline
▲ 0.50% · 4.625%
HK$51,176
+HK$2,562/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,228/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,750
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,297
−HK$1,573/mo
Today · 4.125%
HK$52,870
baseline
▲ 0.50% · 4.625%
HK$56,086
+HK$3,216/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,740/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,346
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,830
−HK$1,506/mo
Today · 4.125%
HK$58,336
baseline
▲ 0.50% · 4.625%
HK$61,411
+HK$3,075/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,672/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,041
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,847
−HK$1,834/mo
Today · 4.125%
HK$61,681
baseline
▲ 0.50% · 4.625%
HK$65,434
+HK$3,753/mo
Deposit HK$5.45M · loan HK$12.73M · min. income ≈ HK$123,362/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,570
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$66,302
−HK$1,757/mo
Today · 4.125%
HK$68,059
baseline
▲ 0.50% · 4.625%
HK$71,646
+HK$3,587/mo
Deposit HK$5.45M · loan HK$12.73M · min. income ≈ HK$136,118/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,625
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$76,946
−HK$2,358/mo
Today · 4.125%
HK$79,304
baseline
▲ 0.50% · 4.625%
HK$84,130
+HK$4,826/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$158,608/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,019
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$85,246
−HK$2,258/mo
Today · 4.125%
HK$87,504
baseline
▲ 0.50% · 4.625%
HK$92,117
+HK$4,613/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$175,008/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,801 · Scale 2, in force from 26 Feb 2026)