LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,459
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,749
−HK$1,310/mo
Today · 4.125%
HK$44,059
baseline
▲ 0.50% · 4.625%
HK$46,740
+HK$2,681/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,118/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,123
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,360
−HK$1,255/mo
Today · 4.125%
HK$48,615
baseline
▲ 0.50% · 4.625%
HK$51,177
+HK$2,562/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,230/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,751
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,298
−HK$1,573/mo
Today · 4.125%
HK$52,871
baseline
▲ 0.50% · 4.625%
HK$56,088
+HK$3,217/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,742/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,347
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,832
−HK$1,506/mo
Today · 4.125%
HK$58,338
baseline
▲ 0.50% · 4.625%
HK$61,413
+HK$3,075/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,676/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,043
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,848
−HK$1,835/mo
Today · 4.125%
HK$61,683
baseline
▲ 0.50% · 4.625%
HK$65,436
+HK$3,753/mo
Deposit HK$5.45M · loan HK$12.73M · min. income ≈ HK$123,366/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,572
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$66,304
−HK$1,757/mo
Today · 4.125%
HK$68,061
baseline
▲ 0.50% · 4.625%
HK$71,648
+HK$3,587/mo
Deposit HK$5.45M · loan HK$12.73M · min. income ≈ HK$136,122/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,626
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$76,948
−HK$2,358/mo
Today · 4.125%
HK$79,306
baseline
▲ 0.50% · 4.625%
HK$84,132
+HK$4,826/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$158,612/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,021
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$85,248
−HK$2,259/mo
Today · 4.125%
HK$87,507
baseline
▲ 0.50% · 4.625%
HK$92,119
+HK$4,612/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$175,014/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,817 · Scale 2, in force from 26 Feb 2026)