LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,460
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,749
−HK$1,310/mo
Today · 4.125%
HK$44,059
baseline
▲ 0.50% · 4.625%
HK$46,740
+HK$2,681/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,118/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,123
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,360
−HK$1,255/mo
Today · 4.125%
HK$48,615
baseline
▲ 0.50% · 4.625%
HK$51,178
+HK$2,563/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,230/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,751
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,299
−HK$1,572/mo
Today · 4.125%
HK$52,871
baseline
▲ 0.50% · 4.625%
HK$56,088
+HK$3,217/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,742/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,348
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,832
−HK$1,506/mo
Today · 4.125%
HK$58,338
baseline
▲ 0.50% · 4.625%
HK$61,413
+HK$3,075/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,676/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,043
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,849
−HK$1,834/mo
Today · 4.125%
HK$61,683
baseline
▲ 0.50% · 4.625%
HK$65,437
+HK$3,754/mo
Deposit HK$5.45M · loan HK$12.73M · min. income ≈ HK$123,366/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,573
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,305
−HK$1,756/mo
Today · 4.125%
HK$68,061
baseline
▲ 0.50% · 4.625%
HK$71,649
+HK$3,588/mo
Deposit HK$5.45M · loan HK$12.73M · min. income ≈ HK$136,122/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,627
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$76,949
−HK$2,358/mo
Today · 4.125%
HK$79,307
baseline
▲ 0.50% · 4.625%
HK$84,133
+HK$4,826/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$158,614/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,022
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$85,249
−HK$2,258/mo
Today · 4.125%
HK$87,507
baseline
▲ 0.50% · 4.625%
HK$92,120
+HK$4,613/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$175,014/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,825 · Scale 2, in force from 26 Feb 2026)