LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,460
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,750
−HK$1,310/mo
Today · 4.125%
HK$44,060
baseline
▲ 0.50% · 4.625%
HK$46,741
+HK$2,681/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,120/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,124
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,361
−HK$1,255/mo
Today · 4.125%
HK$48,616
baseline
▲ 0.50% · 4.625%
HK$51,178
+HK$2,562/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,232/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,752
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,300
−HK$1,572/mo
Today · 4.125%
HK$52,872
baseline
▲ 0.50% · 4.625%
HK$56,089
+HK$3,217/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,744/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,349
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,833
−HK$1,506/mo
Today · 4.125%
HK$58,339
baseline
▲ 0.50% · 4.625%
HK$61,414
+HK$3,075/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,678/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,044
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,850
−HK$1,834/mo
Today · 4.125%
HK$61,684
baseline
▲ 0.50% · 4.625%
HK$65,437
+HK$3,753/mo
Deposit HK$5.45M · loan HK$12.73M · min. income ≈ HK$123,368/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,573
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$66,305
−HK$1,757/mo
Today · 4.125%
HK$68,062
baseline
▲ 0.50% · 4.625%
HK$71,650
+HK$3,588/mo
Deposit HK$5.45M · loan HK$12.73M · min. income ≈ HK$136,124/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,628
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$76,949
−HK$2,359/mo
Today · 4.125%
HK$79,308
baseline
▲ 0.50% · 4.625%
HK$84,134
+HK$4,826/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$158,616/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,023
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$85,250
−HK$2,258/mo
Today · 4.125%
HK$87,508
baseline
▲ 0.50% · 4.625%
HK$92,121
+HK$4,613/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$175,016/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,832 · Scale 2, in force from 26 Feb 2026)