LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,461
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,751
−HK$1,310/mo
Today · 4.125%
HK$44,061
baseline
▲ 0.50% · 4.625%
HK$46,742
+HK$2,681/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,122/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,125
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,362
−HK$1,255/mo
Today · 4.125%
HK$48,617
baseline
▲ 0.50% · 4.625%
HK$51,179
+HK$2,562/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,234/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,753
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,301
−HK$1,572/mo
Today · 4.125%
HK$52,873
baseline
▲ 0.50% · 4.625%
HK$56,090
+HK$3,217/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,746/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,350
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,834
−HK$1,506/mo
Today · 4.125%
HK$58,340
baseline
▲ 0.50% · 4.625%
HK$61,415
+HK$3,075/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,680/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$681,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,045
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,851
−HK$1,834/mo
Today · 4.125%
HK$61,685
baseline
▲ 0.50% · 4.625%
HK$65,439
+HK$3,754/mo
Deposit HK$5.45M · loan HK$12.73M · min. income ≈ HK$123,370/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,575
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,307
−HK$1,756/mo
Today · 4.125%
HK$68,063
baseline
▲ 0.50% · 4.625%
HK$71,651
+HK$3,588/mo
Deposit HK$5.45M · loan HK$12.73M · min. income ≈ HK$136,126/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,630
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$76,951
−HK$2,358/mo
Today · 4.125%
HK$79,309
baseline
▲ 0.50% · 4.625%
HK$84,135
+HK$4,826/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$158,618/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,025
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$85,251
−HK$2,259/mo
Today · 4.125%
HK$87,510
baseline
▲ 0.50% · 4.625%
HK$92,123
+HK$4,613/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$175,020/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,846 · Scale 2, in force from 26 Feb 2026)