LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,462
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,751
−HK$1,311/mo
Today · 4.125%
HK$44,062
baseline
▲ 0.50% · 4.625%
HK$46,743
+HK$2,681/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,124/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,126
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,363
−HK$1,255/mo
Today · 4.125%
HK$48,618
baseline
▲ 0.50% · 4.625%
HK$51,180
+HK$2,562/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,236/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,754
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,302
−HK$1,572/mo
Today · 4.125%
HK$52,874
baseline
▲ 0.50% · 4.625%
HK$56,091
+HK$3,217/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,748/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$681,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,351
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,835
−HK$1,506/mo
Today · 4.125%
HK$58,341
baseline
▲ 0.50% · 4.625%
HK$61,417
+HK$3,076/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,682/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$681,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,046
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,852
−HK$1,834/mo
Today · 4.125%
HK$61,686
baseline
▲ 0.50% · 4.625%
HK$65,440
+HK$3,754/mo
Deposit HK$5.45M · loan HK$12.73M · min. income ≈ HK$123,372/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,576
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$66,308
−HK$1,757/mo
Today · 4.125%
HK$68,065
baseline
▲ 0.50% · 4.625%
HK$71,653
+HK$3,588/mo
Deposit HK$5.45M · loan HK$12.73M · min. income ≈ HK$136,130/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,631
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$76,953
−HK$2,358/mo
Today · 4.125%
HK$79,311
baseline
▲ 0.50% · 4.625%
HK$84,137
+HK$4,826/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$158,622/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,026
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$85,253
−HK$2,259/mo
Today · 4.125%
HK$87,512
baseline
▲ 0.50% · 4.625%
HK$92,125
+HK$4,613/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$175,024/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,860 · Scale 2, in force from 26 Feb 2026)