LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,462
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,752
−HK$1,310/mo
Today · 4.125%
HK$44,062
baseline
▲ 0.50% · 4.625%
HK$46,743
+HK$2,681/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,124/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,126
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,363
−HK$1,255/mo
Today · 4.125%
HK$48,618
baseline
▲ 0.50% · 4.625%
HK$51,181
+HK$2,563/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,236/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,755
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,302
−HK$1,573/mo
Today · 4.125%
HK$52,875
baseline
▲ 0.50% · 4.625%
HK$56,092
+HK$3,217/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,750/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$681,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,352
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,836
−HK$1,506/mo
Today · 4.125%
HK$58,342
baseline
▲ 0.50% · 4.625%
HK$61,417
+HK$3,075/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,684/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$681,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,047
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,853
−HK$1,834/mo
Today · 4.125%
HK$61,687
baseline
▲ 0.50% · 4.625%
HK$65,441
+HK$3,754/mo
Deposit HK$5.45M · loan HK$12.73M · min. income ≈ HK$123,374/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,577
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$66,309
−HK$1,757/mo
Today · 4.125%
HK$68,066
baseline
▲ 0.50% · 4.625%
HK$71,654
+HK$3,588/mo
Deposit HK$5.45M · loan HK$12.73M · min. income ≈ HK$136,132/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,632
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$76,954
−HK$2,358/mo
Today · 4.125%
HK$79,312
baseline
▲ 0.50% · 4.625%
HK$84,138
+HK$4,826/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$158,624/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,028
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$85,254
−HK$2,259/mo
Today · 4.125%
HK$87,513
baseline
▲ 0.50% · 4.625%
HK$92,126
+HK$4,613/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$175,026/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,870 · Scale 2, in force from 26 Feb 2026)