LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,463
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,752
−HK$1,311/mo
Today · 4.125%
HK$44,063
baseline
▲ 0.50% · 4.625%
HK$46,744
+HK$2,681/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,126/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,127
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,364
−HK$1,255/mo
Today · 4.125%
HK$48,619
baseline
▲ 0.50% · 4.625%
HK$51,182
+HK$2,563/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,238/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,755
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,303
−HK$1,572/mo
Today · 4.125%
HK$52,875
baseline
▲ 0.50% · 4.625%
HK$56,092
+HK$3,217/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,750/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$681,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,352
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,837
−HK$1,506/mo
Today · 4.125%
HK$58,343
baseline
▲ 0.50% · 4.625%
HK$61,418
+HK$3,075/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,686/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$681,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,048
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,853
−HK$1,835/mo
Today · 4.125%
HK$61,688
baseline
▲ 0.50% · 4.625%
HK$65,441
+HK$3,753/mo
Deposit HK$5.45M · loan HK$12.73M · min. income ≈ HK$123,376/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,577
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$66,309
−HK$1,757/mo
Today · 4.125%
HK$68,066
baseline
▲ 0.50% · 4.625%
HK$71,654
+HK$3,588/mo
Deposit HK$5.45M · loan HK$12.73M · min. income ≈ HK$136,132/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,633
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$76,954
−HK$2,359/mo
Today · 4.125%
HK$79,313
baseline
▲ 0.50% · 4.625%
HK$84,139
+HK$4,826/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$158,626/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,028
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$85,255
−HK$2,259/mo
Today · 4.125%
HK$87,514
baseline
▲ 0.50% · 4.625%
HK$92,127
+HK$4,613/mo
Deposit HK$1.82M · loan HK$16.36M · min. income ≈ HK$175,028/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,874 · Scale 2, in force from 26 Feb 2026)