LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,464
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,754
−HK$1,310/mo
Today · 4.125%
HK$44,064
baseline
▲ 0.50% · 4.625%
HK$46,745
+HK$2,681/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,128/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,128
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,365
−HK$1,255/mo
Today · 4.125%
HK$48,620
baseline
▲ 0.50% · 4.625%
HK$51,183
+HK$2,563/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,240/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,757
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,304
−HK$1,573/mo
Today · 4.125%
HK$52,877
baseline
▲ 0.50% · 4.625%
HK$56,094
+HK$3,217/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,754/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$681,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,354
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,838
−HK$1,506/mo
Today · 4.125%
HK$58,344
baseline
▲ 0.50% · 4.625%
HK$61,420
+HK$3,076/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,688/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$681,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,049
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$59,855
−HK$1,835/mo
Today · 4.125%
HK$61,690
baseline
▲ 0.50% · 4.625%
HK$65,443
+HK$3,753/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$123,380/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,579
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$66,311
−HK$1,757/mo
Today · 4.125%
HK$68,068
baseline
▲ 0.50% · 4.625%
HK$71,656
+HK$3,588/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$136,136/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,635
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$76,957
−HK$2,358/mo
Today · 4.125%
HK$79,315
baseline
▲ 0.50% · 4.625%
HK$84,141
+HK$4,826/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$158,630/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,031
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$85,258
−HK$2,259/mo
Today · 4.125%
HK$87,517
baseline
▲ 0.50% · 4.625%
HK$92,130
+HK$4,613/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$175,034/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,896 · Scale 2, in force from 26 Feb 2026)