LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,465
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,754
−HK$1,311/mo
Today · 4.125%
HK$44,065
baseline
▲ 0.50% · 4.625%
HK$46,746
+HK$2,681/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,130/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,129
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,366
−HK$1,255/mo
Today · 4.125%
HK$48,621
baseline
▲ 0.50% · 4.625%
HK$51,184
+HK$2,563/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,242/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,758
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,305
−HK$1,573/mo
Today · 4.125%
HK$52,878
baseline
▲ 0.50% · 4.625%
HK$56,095
+HK$3,217/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,756/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$681,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,355
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,839
−HK$1,506/mo
Today · 4.125%
HK$58,345
baseline
▲ 0.50% · 4.625%
HK$61,421
+HK$3,076/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,690/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$681,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,050
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$59,856
−HK$1,835/mo
Today · 4.125%
HK$61,691
baseline
▲ 0.50% · 4.625%
HK$65,445
+HK$3,754/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$123,382/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,581
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$66,313
−HK$1,757/mo
Today · 4.125%
HK$68,070
baseline
▲ 0.50% · 4.625%
HK$71,658
+HK$3,588/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$136,140/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,636
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$76,958
−HK$2,359/mo
Today · 4.125%
HK$79,317
baseline
▲ 0.50% · 4.625%
HK$84,143
+HK$4,826/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$158,634/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,032
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$85,259
−HK$2,259/mo
Today · 4.125%
HK$87,518
baseline
▲ 0.50% · 4.625%
HK$92,131
+HK$4,613/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$175,036/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,908 · Scale 2, in force from 26 Feb 2026)