LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,466
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,755
−HK$1,311/mo
Today · 4.125%
HK$44,066
baseline
▲ 0.50% · 4.625%
HK$46,747
+HK$2,681/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,132/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,130
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,367
−HK$1,255/mo
Today · 4.125%
HK$48,622
baseline
▲ 0.50% · 4.625%
HK$51,185
+HK$2,563/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,244/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,759
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,306
−HK$1,573/mo
Today · 4.125%
HK$52,879
baseline
▲ 0.50% · 4.625%
HK$56,096
+HK$3,217/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,758/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$681,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,356
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,841
−HK$1,506/mo
Today · 4.125%
HK$58,347
baseline
▲ 0.50% · 4.625%
HK$61,422
+HK$3,075/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,694/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$681,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,052
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,857
−HK$1,835/mo
Today · 4.125%
HK$61,692
baseline
▲ 0.50% · 4.625%
HK$65,446
+HK$3,754/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$123,384/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,582
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$66,314
−HK$1,757/mo
Today · 4.125%
HK$68,071
baseline
▲ 0.50% · 4.625%
HK$71,659
+HK$3,588/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$136,142/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,638
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$76,960
−HK$2,358/mo
Today · 4.125%
HK$79,318
baseline
▲ 0.50% · 4.625%
HK$84,145
+HK$4,827/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$158,636/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,034
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$85,261
−HK$2,259/mo
Today · 4.125%
HK$87,520
baseline
▲ 0.50% · 4.625%
HK$92,133
+HK$4,613/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$175,040/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,922 · Scale 2, in force from 26 Feb 2026)