LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,466
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,756
−HK$1,310/mo
Today · 4.125%
HK$44,066
baseline
▲ 0.50% · 4.625%
HK$46,747
+HK$2,681/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,132/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,130
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,367
−HK$1,256/mo
Today · 4.125%
HK$48,623
baseline
▲ 0.50% · 4.625%
HK$51,185
+HK$2,562/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,246/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,759
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,307
−HK$1,572/mo
Today · 4.125%
HK$52,879
baseline
▲ 0.50% · 4.625%
HK$56,097
+HK$3,218/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,758/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$681,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,356
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,841
−HK$1,506/mo
Today · 4.125%
HK$58,347
baseline
▲ 0.50% · 4.625%
HK$61,423
+HK$3,076/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,694/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$681,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,052
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,858
−HK$1,834/mo
Today · 4.125%
HK$61,692
baseline
▲ 0.50% · 4.625%
HK$65,446
+HK$3,754/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$123,384/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,582
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,314
−HK$1,758/mo
Today · 4.125%
HK$68,072
baseline
▲ 0.50% · 4.625%
HK$71,660
+HK$3,588/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$136,144/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,638
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$76,960
−HK$2,359/mo
Today · 4.125%
HK$79,319
baseline
▲ 0.50% · 4.625%
HK$84,145
+HK$4,826/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$158,638/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,034
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$85,261
−HK$2,260/mo
Today · 4.125%
HK$87,521
baseline
▲ 0.50% · 4.625%
HK$92,134
+HK$4,613/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$175,042/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,926 · Scale 2, in force from 26 Feb 2026)