LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,467
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,757
−HK$1,310/mo
Today · 4.125%
HK$44,067
baseline
▲ 0.50% · 4.625%
HK$46,749
+HK$2,682/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,134/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,132
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,369
−HK$1,255/mo
Today · 4.125%
HK$48,624
baseline
▲ 0.50% · 4.625%
HK$51,187
+HK$2,563/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,248/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,760
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,308
−HK$1,573/mo
Today · 4.125%
HK$52,881
baseline
▲ 0.50% · 4.625%
HK$56,099
+HK$3,218/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,762/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$681,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,358
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,843
−HK$1,506/mo
Today · 4.125%
HK$58,349
baseline
▲ 0.50% · 4.625%
HK$61,424
+HK$3,075/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,698/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$681,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,054
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,860
−HK$1,834/mo
Today · 4.125%
HK$61,694
baseline
▲ 0.50% · 4.625%
HK$65,448
+HK$3,754/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$123,388/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,584
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,316
−HK$1,758/mo
Today · 4.125%
HK$68,074
baseline
▲ 0.50% · 4.625%
HK$71,662
+HK$3,588/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$136,148/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,641
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$76,962
−HK$2,359/mo
Today · 4.125%
HK$79,321
baseline
▲ 0.50% · 4.625%
HK$84,148
+HK$4,827/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$158,642/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,037
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$85,264
−HK$2,259/mo
Today · 4.125%
HK$87,523
baseline
▲ 0.50% · 4.625%
HK$92,137
+HK$4,614/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$175,046/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,948 · Scale 2, in force from 26 Feb 2026)