LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,468
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,758
−HK$1,310/mo
Today · 4.125%
HK$44,068
baseline
▲ 0.50% · 4.625%
HK$46,750
+HK$2,682/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,136/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,133
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$47,370
−HK$1,255/mo
Today · 4.125%
HK$48,625
baseline
▲ 0.50% · 4.625%
HK$51,188
+HK$2,563/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,250/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$681,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,762
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,309
−HK$1,573/mo
Today · 4.125%
HK$52,882
baseline
▲ 0.50% · 4.625%
HK$56,100
+HK$3,218/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,764/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$681,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,359
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,844
−HK$1,506/mo
Today · 4.125%
HK$58,350
baseline
▲ 0.50% · 4.625%
HK$61,426
+HK$3,076/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,700/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$681,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,055
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$59,861
−HK$1,835/mo
Today · 4.125%
HK$61,696
baseline
▲ 0.50% · 4.625%
HK$65,450
+HK$3,754/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$123,392/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,586
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$66,318
−HK$1,757/mo
Today · 4.125%
HK$68,075
baseline
▲ 0.50% · 4.625%
HK$71,663
+HK$3,588/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$136,150/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,642
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$76,964
−HK$2,359/mo
Today · 4.125%
HK$79,323
baseline
▲ 0.50% · 4.625%
HK$84,150
+HK$4,827/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$158,646/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,039
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$85,266
−HK$2,259/mo
Today · 4.125%
HK$87,525
baseline
▲ 0.50% · 4.625%
HK$92,139
+HK$4,614/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$175,050/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,962 · Scale 2, in force from 26 Feb 2026)