LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,470
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,759
−HK$1,311/mo
Today · 4.125%
HK$44,070
baseline
▲ 0.50% · 4.625%
HK$46,752
+HK$2,682/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,140/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$681,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,134
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,372
−HK$1,255/mo
Today · 4.125%
HK$48,627
baseline
▲ 0.50% · 4.625%
HK$51,190
+HK$2,563/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,254/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$681,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,763
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,311
−HK$1,573/mo
Today · 4.125%
HK$52,884
baseline
▲ 0.50% · 4.625%
HK$56,102
+HK$3,218/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,768/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$681,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,361
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,846
−HK$1,506/mo
Today · 4.125%
HK$58,352
baseline
▲ 0.50% · 4.625%
HK$61,428
+HK$3,076/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,704/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$681,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,057
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$59,863
−HK$1,835/mo
Today · 4.125%
HK$61,698
baseline
▲ 0.50% · 4.625%
HK$65,452
+HK$3,754/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$123,396/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,588
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,320
−HK$1,758/mo
Today · 4.125%
HK$68,078
baseline
▲ 0.50% · 4.625%
HK$71,666
+HK$3,588/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$136,156/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,645
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$76,967
−HK$2,359/mo
Today · 4.125%
HK$79,326
baseline
▲ 0.50% · 4.625%
HK$84,153
+HK$4,827/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$158,652/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,042
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$85,269
−HK$2,260/mo
Today · 4.125%
HK$87,529
baseline
▲ 0.50% · 4.625%
HK$92,142
+HK$4,613/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$175,058/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,989 · Scale 2, in force from 26 Feb 2026)