LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,470
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$42,760
−HK$1,311/mo
Today · 4.125%
HK$44,071
baseline
▲ 0.50% · 4.625%
HK$46,752
+HK$2,681/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,142/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$681,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,135
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,372
−HK$1,256/mo
Today · 4.125%
HK$48,628
baseline
▲ 0.50% · 4.625%
HK$51,191
+HK$2,563/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,256/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$681,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,764
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,312
−HK$1,573/mo
Today · 4.125%
HK$52,885
baseline
▲ 0.50% · 4.625%
HK$56,103
+HK$3,218/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,770/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$681,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,362
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,847
−HK$1,506/mo
Today · 4.125%
HK$58,353
baseline
▲ 0.50% · 4.625%
HK$61,429
+HK$3,076/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,706/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$681,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,058
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$59,864
−HK$1,835/mo
Today · 4.125%
HK$61,699
baseline
▲ 0.50% · 4.625%
HK$65,453
+HK$3,754/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$123,398/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,589
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,321
−HK$1,758/mo
Today · 4.125%
HK$68,079
baseline
▲ 0.50% · 4.625%
HK$71,667
+HK$3,588/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$136,158/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,646
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$76,968
−HK$2,359/mo
Today · 4.125%
HK$79,327
baseline
▲ 0.50% · 4.625%
HK$84,154
+HK$4,827/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$158,654/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,043
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$85,270
−HK$2,260/mo
Today · 4.125%
HK$87,530
baseline
▲ 0.50% · 4.625%
HK$92,144
+HK$4,614/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$175,060/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$681,999 · Scale 2, in force from 26 Feb 2026)