LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,472
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$42,762
−HK$1,311/mo
Today · 4.125%
HK$44,073
baseline
▲ 0.50% · 4.625%
HK$46,754
+HK$2,681/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,146/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,137
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,375
−HK$1,255/mo
Today · 4.125%
HK$48,630
baseline
▲ 0.50% · 4.625%
HK$51,193
+HK$2,563/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,260/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,767
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,315
−HK$1,572/mo
Today · 4.125%
HK$52,887
baseline
▲ 0.50% · 4.625%
HK$56,105
+HK$3,218/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$105,774/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,365
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,850
−HK$1,506/mo
Today · 4.125%
HK$58,356
baseline
▲ 0.50% · 4.625%
HK$61,432
+HK$3,076/mo
Deposit HK$7.27M · loan HK$10.91M · min. income ≈ HK$116,712/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,061
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$59,867
−HK$1,835/mo
Today · 4.125%
HK$61,702
baseline
▲ 0.50% · 4.625%
HK$65,456
+HK$3,754/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$123,404/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,592
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,325
−HK$1,757/mo
Today · 4.125%
HK$68,082
baseline
▲ 0.50% · 4.625%
HK$71,671
+HK$3,589/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$136,164/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,650
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$76,972
−HK$2,359/mo
Today · 4.125%
HK$79,331
baseline
▲ 0.50% · 4.625%
HK$84,158
+HK$4,827/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$158,662/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,047
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$85,274
−HK$2,260/mo
Today · 4.125%
HK$87,534
baseline
▲ 0.50% · 4.625%
HK$92,148
+HK$4,614/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$175,068/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,031 · Scale 2, in force from 26 Feb 2026)