LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,473
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$42,764
−HK$1,310/mo
Today · 4.125%
HK$44,074
baseline
▲ 0.50% · 4.625%
HK$46,756
+HK$2,682/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,148/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,139
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,376
−HK$1,256/mo
Today · 4.125%
HK$48,632
baseline
▲ 0.50% · 4.625%
HK$51,195
+HK$2,563/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,264/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,768
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,316
−HK$1,573/mo
Today · 4.125%
HK$52,889
baseline
▲ 0.50% · 4.625%
HK$56,107
+HK$3,218/mo
Deposit HK$7.28M · loan HK$10.91M · min. income ≈ HK$105,778/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,367
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,852
−HK$1,506/mo
Today · 4.125%
HK$58,358
baseline
▲ 0.50% · 4.625%
HK$61,434
+HK$3,076/mo
Deposit HK$7.28M · loan HK$10.91M · min. income ≈ HK$116,716/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,063
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$59,869
−HK$1,835/mo
Today · 4.125%
HK$61,704
baseline
▲ 0.50% · 4.625%
HK$65,458
+HK$3,754/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$123,408/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,594
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,327
−HK$1,757/mo
Today · 4.125%
HK$68,084
baseline
▲ 0.50% · 4.625%
HK$71,673
+HK$3,589/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$136,168/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,652
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$76,974
−HK$2,360/mo
Today · 4.125%
HK$79,334
baseline
▲ 0.50% · 4.625%
HK$84,161
+HK$4,827/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$158,668/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,050
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$85,277
−HK$2,260/mo
Today · 4.125%
HK$87,537
baseline
▲ 0.50% · 4.625%
HK$92,151
+HK$4,614/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$175,074/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,054 · Scale 2, in force from 26 Feb 2026)