LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,475
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$42,765
−HK$1,310/mo
Today · 4.125%
HK$44,075
baseline
▲ 0.50% · 4.625%
HK$46,757
+HK$2,682/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,150/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,140
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,378
−HK$1,255/mo
Today · 4.125%
HK$48,633
baseline
▲ 0.50% · 4.625%
HK$51,196
+HK$2,563/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,266/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,770
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,318
−HK$1,573/mo
Today · 4.125%
HK$52,891
baseline
▲ 0.50% · 4.625%
HK$56,109
+HK$3,218/mo
Deposit HK$7.28M · loan HK$10.91M · min. income ≈ HK$105,782/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,368
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,853
−HK$1,507/mo
Today · 4.125%
HK$58,360
baseline
▲ 0.50% · 4.625%
HK$61,436
+HK$3,076/mo
Deposit HK$7.28M · loan HK$10.91M · min. income ≈ HK$116,720/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,065
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$59,871
−HK$1,835/mo
Today · 4.125%
HK$61,706
baseline
▲ 0.50% · 4.625%
HK$65,460
+HK$3,754/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$123,412/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,596
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,329
−HK$1,757/mo
Today · 4.125%
HK$68,086
baseline
▲ 0.50% · 4.625%
HK$71,675
+HK$3,589/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$136,172/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,654
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$76,977
−HK$2,359/mo
Today · 4.125%
HK$79,336
baseline
▲ 0.50% · 4.625%
HK$84,163
+HK$4,827/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$158,672/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,052
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$85,280
−HK$2,259/mo
Today · 4.125%
HK$87,539
baseline
▲ 0.50% · 4.625%
HK$92,154
+HK$4,615/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$175,078/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,073 · Scale 2, in force from 26 Feb 2026)