LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,477
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$42,767
−HK$1,311/mo
Today · 4.125%
HK$44,078
baseline
▲ 0.50% · 4.625%
HK$46,760
+HK$2,682/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$88,156/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,143
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,380
−HK$1,256/mo
Today · 4.125%
HK$48,636
baseline
▲ 0.50% · 4.625%
HK$51,199
+HK$2,563/mo
Deposit HK$9.09M · loan HK$9.09M · min. income ≈ HK$97,272/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,772
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,321
−HK$1,572/mo
Today · 4.125%
HK$52,893
baseline
▲ 0.50% · 4.625%
HK$56,112
+HK$3,219/mo
Deposit HK$7.28M · loan HK$10.91M · min. income ≈ HK$105,786/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,371
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,856
−HK$1,507/mo
Today · 4.125%
HK$58,363
baseline
▲ 0.50% · 4.625%
HK$61,439
+HK$3,076/mo
Deposit HK$7.28M · loan HK$10.91M · min. income ≈ HK$116,726/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,068
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$59,874
−HK$1,835/mo
Today · 4.125%
HK$61,709
baseline
▲ 0.50% · 4.625%
HK$65,464
+HK$3,755/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$123,418/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,600
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,332
−HK$1,758/mo
Today · 4.125%
HK$68,090
baseline
▲ 0.50% · 4.625%
HK$71,679
+HK$3,589/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$136,180/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,658
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$76,981
−HK$2,359/mo
Today · 4.125%
HK$79,340
baseline
▲ 0.50% · 4.625%
HK$84,168
+HK$4,828/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$158,680/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,057
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$85,284
−HK$2,260/mo
Today · 4.125%
HK$87,544
baseline
▲ 0.50% · 4.625%
HK$92,159
+HK$4,615/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$175,088/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,110 · Scale 2, in force from 26 Feb 2026)