LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,481
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$42,771
−HK$1,311/mo
Today · 4.125%
HK$44,082
baseline
▲ 0.50% · 4.625%
HK$46,764
+HK$2,682/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,164/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,147
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,385
−HK$1,255/mo
Today · 4.125%
HK$48,640
baseline
▲ 0.50% · 4.625%
HK$51,204
+HK$2,564/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,280/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,777
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,325
−HK$1,574/mo
Today · 4.125%
HK$52,899
baseline
▲ 0.50% · 4.625%
HK$56,117
+HK$3,218/mo
Deposit HK$7.28M · loan HK$10.91M · min. income ≈ HK$105,798/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,376
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,862
−HK$1,506/mo
Today · 4.125%
HK$58,368
baseline
▲ 0.50% · 4.625%
HK$61,445
+HK$3,077/mo
Deposit HK$7.28M · loan HK$10.91M · min. income ≈ HK$116,736/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,073
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$59,880
−HK$1,835/mo
Today · 4.125%
HK$61,715
baseline
▲ 0.50% · 4.625%
HK$65,470
+HK$3,755/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$123,430/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,606
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,339
−HK$1,757/mo
Today · 4.125%
HK$68,096
baseline
▲ 0.50% · 4.625%
HK$71,686
+HK$3,590/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$136,192/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,666
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$76,988
−HK$2,360/mo
Today · 4.125%
HK$79,348
baseline
▲ 0.50% · 4.625%
HK$84,176
+HK$4,828/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$158,696/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,065
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$85,292
−HK$2,260/mo
Today · 4.125%
HK$87,552
baseline
▲ 0.50% · 4.625%
HK$92,167
+HK$4,615/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$175,104/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,175 · Scale 2, in force from 26 Feb 2026)