LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,481
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$42,772
−HK$1,310/mo
Today · 4.125%
HK$44,082
baseline
▲ 0.50% · 4.625%
HK$46,765
+HK$2,683/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,164/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,147
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,385
−HK$1,256/mo
Today · 4.125%
HK$48,641
baseline
▲ 0.50% · 4.625%
HK$51,205
+HK$2,564/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,282/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,778
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,326
−HK$1,573/mo
Today · 4.125%
HK$52,899
baseline
▲ 0.50% · 4.625%
HK$56,118
+HK$3,219/mo
Deposit HK$7.28M · loan HK$10.91M · min. income ≈ HK$105,798/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,377
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,862
−HK$1,507/mo
Today · 4.125%
HK$58,369
baseline
▲ 0.50% · 4.625%
HK$61,446
+HK$3,077/mo
Deposit HK$7.28M · loan HK$10.91M · min. income ≈ HK$116,738/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,074
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$59,880
−HK$1,835/mo
Today · 4.125%
HK$61,715
baseline
▲ 0.50% · 4.625%
HK$65,471
+HK$3,756/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$123,430/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,606
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$66,339
−HK$1,758/mo
Today · 4.125%
HK$68,097
baseline
▲ 0.50% · 4.625%
HK$71,686
+HK$3,589/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$136,194/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,666
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$76,989
−HK$2,359/mo
Today · 4.125%
HK$79,348
baseline
▲ 0.50% · 4.625%
HK$84,177
+HK$4,829/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$158,696/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,065
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$85,293
−HK$2,260/mo
Today · 4.125%
HK$87,553
baseline
▲ 0.50% · 4.625%
HK$92,168
+HK$4,615/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$175,106/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,181 · Scale 2, in force from 26 Feb 2026)