LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,481
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,772
−HK$1,311/mo
Today · 4.125%
HK$44,083
baseline
▲ 0.50% · 4.625%
HK$46,765
+HK$2,682/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,166/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,148
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,385
−HK$1,256/mo
Today · 4.125%
HK$48,641
baseline
▲ 0.50% · 4.625%
HK$51,205
+HK$2,564/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,282/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,778
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,326
−HK$1,573/mo
Today · 4.125%
HK$52,899
baseline
▲ 0.50% · 4.625%
HK$56,118
+HK$3,219/mo
Deposit HK$7.28M · loan HK$10.91M · min. income ≈ HK$105,798/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,377
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,862
−HK$1,507/mo
Today · 4.125%
HK$58,369
baseline
▲ 0.50% · 4.625%
HK$61,446
+HK$3,077/mo
Deposit HK$7.28M · loan HK$10.91M · min. income ≈ HK$116,738/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,074
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$59,880
−HK$1,836/mo
Today · 4.125%
HK$61,716
baseline
▲ 0.50% · 4.625%
HK$65,471
+HK$3,755/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$123,432/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,607
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,339
−HK$1,758/mo
Today · 4.125%
HK$68,097
baseline
▲ 0.50% · 4.625%
HK$71,687
+HK$3,590/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$136,194/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,667
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$76,989
−HK$2,360/mo
Today · 4.125%
HK$79,349
baseline
▲ 0.50% · 4.625%
HK$84,177
+HK$4,828/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$158,698/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,066
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$85,294
−HK$2,260/mo
Today · 4.125%
HK$87,554
baseline
▲ 0.50% · 4.625%
HK$92,169
+HK$4,615/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$175,108/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,184 · Scale 2, in force from 26 Feb 2026)