LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,482
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,773
−HK$1,311/mo
Today · 4.125%
HK$44,084
baseline
▲ 0.50% · 4.625%
HK$46,766
+HK$2,682/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,168/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,149
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,386
−HK$1,256/mo
Today · 4.125%
HK$48,642
baseline
▲ 0.50% · 4.625%
HK$51,206
+HK$2,564/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,284/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,779
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,327
−HK$1,573/mo
Today · 4.125%
HK$52,900
baseline
▲ 0.50% · 4.625%
HK$56,119
+HK$3,219/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$105,800/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,378
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,864
−HK$1,506/mo
Today · 4.125%
HK$58,370
baseline
▲ 0.50% · 4.625%
HK$61,447
+HK$3,077/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$116,740/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,075
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$59,882
−HK$1,835/mo
Today · 4.125%
HK$61,717
baseline
▲ 0.50% · 4.625%
HK$65,472
+HK$3,755/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$123,434/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,608
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$66,341
−HK$1,758/mo
Today · 4.125%
HK$68,099
baseline
▲ 0.50% · 4.625%
HK$71,688
+HK$3,589/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$136,198/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,668
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$76,991
−HK$2,360/mo
Today · 4.125%
HK$79,351
baseline
▲ 0.50% · 4.625%
HK$84,179
+HK$4,828/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$158,702/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,068
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$85,295
−HK$2,260/mo
Today · 4.125%
HK$87,555
baseline
▲ 0.50% · 4.625%
HK$92,171
+HK$4,616/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$175,110/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,199 · Scale 2, in force from 26 Feb 2026)