LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,483
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$42,773
−HK$1,311/mo
Today · 4.125%
HK$44,084
baseline
▲ 0.50% · 4.625%
HK$46,767
+HK$2,683/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,168/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,149
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,387
−HK$1,255/mo
Today · 4.125%
HK$48,642
baseline
▲ 0.50% · 4.625%
HK$51,207
+HK$2,565/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,284/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,779
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,328
−HK$1,573/mo
Today · 4.125%
HK$52,901
baseline
▲ 0.50% · 4.625%
HK$56,120
+HK$3,219/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$105,802/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,379
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,864
−HK$1,507/mo
Today · 4.125%
HK$58,371
baseline
▲ 0.50% · 4.625%
HK$61,448
+HK$3,077/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$116,742/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,076
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$59,882
−HK$1,836/mo
Today · 4.125%
HK$61,718
baseline
▲ 0.50% · 4.625%
HK$65,473
+HK$3,755/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$123,436/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,609
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,342
−HK$1,757/mo
Today · 4.125%
HK$68,099
baseline
▲ 0.50% · 4.625%
HK$71,689
+HK$3,590/mo
Deposit HK$5.46M · loan HK$12.73M · min. income ≈ HK$136,198/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,669
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$76,992
−HK$2,359/mo
Today · 4.125%
HK$79,351
baseline
▲ 0.50% · 4.625%
HK$84,180
+HK$4,829/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$158,702/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,069
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$85,296
−HK$2,260/mo
Today · 4.125%
HK$87,556
baseline
▲ 0.50% · 4.625%
HK$92,172
+HK$4,616/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$175,112/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,207 · Scale 2, in force from 26 Feb 2026)