LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,485
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$42,775
−HK$1,311/mo
Today · 4.125%
HK$44,086
baseline
▲ 0.50% · 4.625%
HK$46,769
+HK$2,683/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,172/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,152
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,389
−HK$1,256/mo
Today · 4.125%
HK$48,645
baseline
▲ 0.50% · 4.625%
HK$51,209
+HK$2,564/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,290/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,782
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,330
−HK$1,574/mo
Today · 4.125%
HK$52,904
baseline
▲ 0.50% · 4.625%
HK$56,123
+HK$3,219/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$105,808/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,382
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,867
−HK$1,507/mo
Today · 4.125%
HK$58,374
baseline
▲ 0.50% · 4.625%
HK$61,451
+HK$3,077/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$116,748/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,079
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$59,885
−HK$1,836/mo
Today · 4.125%
HK$61,721
baseline
▲ 0.50% · 4.625%
HK$65,477
+HK$3,756/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$123,442/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,612
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$66,345
−HK$1,758/mo
Today · 4.125%
HK$68,103
baseline
▲ 0.50% · 4.625%
HK$71,693
+HK$3,590/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$136,206/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,673
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$76,996
−HK$2,359/mo
Today · 4.125%
HK$79,355
baseline
▲ 0.50% · 4.625%
HK$84,184
+HK$4,829/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$158,710/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,073
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$85,301
−HK$2,260/mo
Today · 4.125%
HK$87,561
baseline
▲ 0.50% · 4.625%
HK$92,176
+HK$4,615/mo
Deposit HK$1.82M · loan HK$16.37M · min. income ≈ HK$175,122/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,241 · Scale 2, in force from 26 Feb 2026)