LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,489
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,780
−HK$1,311/mo
Today · 4.125%
HK$44,091
baseline
▲ 0.50% · 4.625%
HK$46,774
+HK$2,683/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,182/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,156
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,394
−HK$1,256/mo
Today · 4.125%
HK$48,650
baseline
▲ 0.50% · 4.625%
HK$51,214
+HK$2,564/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,300/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,787
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,336
−HK$1,573/mo
Today · 4.125%
HK$52,909
baseline
▲ 0.50% · 4.625%
HK$56,129
+HK$3,220/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$105,818/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,388
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,873
−HK$1,507/mo
Today · 4.125%
HK$58,380
baseline
▲ 0.50% · 4.625%
HK$61,457
+HK$3,077/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$116,760/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,085
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$59,892
−HK$1,835/mo
Today · 4.125%
HK$61,727
baseline
▲ 0.50% · 4.625%
HK$65,483
+HK$3,756/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$123,454/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,619
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$66,352
−HK$1,758/mo
Today · 4.125%
HK$68,110
baseline
▲ 0.50% · 4.625%
HK$71,700
+HK$3,590/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$136,220/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,681
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$77,004
−HK$2,360/mo
Today · 4.125%
HK$79,364
baseline
▲ 0.50% · 4.625%
HK$84,193
+HK$4,829/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$158,728/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,081
−HK$4,489/mo
▼ 0.25% · 3.875%
HK$85,310
−HK$2,260/mo
Today · 4.125%
HK$87,570
baseline
▲ 0.50% · 4.625%
HK$92,186
+HK$4,616/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$175,140/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,313 · Scale 2, in force from 26 Feb 2026)