LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,491
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$42,781
−HK$1,311/mo
Today · 4.125%
HK$44,092
baseline
▲ 0.50% · 4.625%
HK$46,775
+HK$2,683/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,184/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,158
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,396
−HK$1,256/mo
Today · 4.125%
HK$48,652
baseline
▲ 0.50% · 4.625%
HK$51,216
+HK$2,564/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,304/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,789
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,337
−HK$1,574/mo
Today · 4.125%
HK$52,911
baseline
▲ 0.50% · 4.625%
HK$56,130
+HK$3,219/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$105,822/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,389
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,875
−HK$1,507/mo
Today · 4.125%
HK$58,382
baseline
▲ 0.50% · 4.625%
HK$61,459
+HK$3,077/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$116,764/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,087
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$59,894
−HK$1,835/mo
Today · 4.125%
HK$61,729
baseline
▲ 0.50% · 4.625%
HK$65,485
+HK$3,756/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$123,458/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,621
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$66,354
−HK$1,758/mo
Today · 4.125%
HK$68,112
baseline
▲ 0.50% · 4.625%
HK$71,702
+HK$3,590/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$136,224/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,683
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$77,006
−HK$2,360/mo
Today · 4.125%
HK$79,366
baseline
▲ 0.50% · 4.625%
HK$84,195
+HK$4,829/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$158,732/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,084
−HK$4,489/mo
▼ 0.25% · 3.875%
HK$85,312
−HK$2,261/mo
Today · 4.125%
HK$87,573
baseline
▲ 0.50% · 4.625%
HK$92,189
+HK$4,616/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$175,146/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,334 · Scale 2, in force from 26 Feb 2026)