LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,491
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,781
−HK$1,312/mo
Today · 4.125%
HK$44,093
baseline
▲ 0.50% · 4.625%
HK$46,776
+HK$2,683/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,186/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,158
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,396
−HK$1,256/mo
Today · 4.125%
HK$48,652
baseline
▲ 0.50% · 4.625%
HK$51,216
+HK$2,564/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,304/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,789
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,338
−HK$1,573/mo
Today · 4.125%
HK$52,911
baseline
▲ 0.50% · 4.625%
HK$56,131
+HK$3,220/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$105,822/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,390
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,875
−HK$1,507/mo
Today · 4.125%
HK$58,382
baseline
▲ 0.50% · 4.625%
HK$61,460
+HK$3,078/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$116,764/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,087
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$59,894
−HK$1,836/mo
Today · 4.125%
HK$61,730
baseline
▲ 0.50% · 4.625%
HK$65,486
+HK$3,756/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$123,460/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,621
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$66,355
−HK$1,758/mo
Today · 4.125%
HK$68,113
baseline
▲ 0.50% · 4.625%
HK$71,703
+HK$3,590/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$136,226/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,684
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$77,007
−HK$2,360/mo
Today · 4.125%
HK$79,367
baseline
▲ 0.50% · 4.625%
HK$84,196
+HK$4,829/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$158,734/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,085
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$85,313
−HK$2,260/mo
Today · 4.125%
HK$87,573
baseline
▲ 0.50% · 4.625%
HK$92,190
+HK$4,617/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$175,146/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,339 · Scale 2, in force from 26 Feb 2026)