LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,491
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,782
−HK$1,311/mo
Today · 4.125%
HK$44,093
baseline
▲ 0.50% · 4.625%
HK$46,776
+HK$2,683/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,186/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,159
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$47,397
−HK$1,255/mo
Today · 4.125%
HK$48,652
baseline
▲ 0.50% · 4.625%
HK$51,217
+HK$2,565/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,304/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,790
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,338
−HK$1,574/mo
Today · 4.125%
HK$52,912
baseline
▲ 0.50% · 4.625%
HK$56,131
+HK$3,219/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$105,824/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,390
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,876
−HK$1,507/mo
Today · 4.125%
HK$58,383
baseline
▲ 0.50% · 4.625%
HK$61,460
+HK$3,077/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$116,766/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,088
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$59,895
−HK$1,835/mo
Today · 4.125%
HK$61,730
baseline
▲ 0.50% · 4.625%
HK$65,487
+HK$3,757/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$123,460/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,622
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$66,355
−HK$1,758/mo
Today · 4.125%
HK$68,113
baseline
▲ 0.50% · 4.625%
HK$71,704
+HK$3,591/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$136,226/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,684
−HK$4,684/mo
▼ 0.25% · 3.875%
HK$77,007
−HK$2,361/mo
Today · 4.125%
HK$79,368
baseline
▲ 0.50% · 4.625%
HK$84,197
+HK$4,829/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$158,736/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,086
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$85,314
−HK$2,260/mo
Today · 4.125%
HK$87,574
baseline
▲ 0.50% · 4.625%
HK$92,191
+HK$4,617/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$175,148/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,347 · Scale 2, in force from 26 Feb 2026)