LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,492
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,783
−HK$1,311/mo
Today · 4.125%
HK$44,094
baseline
▲ 0.50% · 4.625%
HK$46,777
+HK$2,683/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,188/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,160
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,398
−HK$1,256/mo
Today · 4.125%
HK$48,654
baseline
▲ 0.50% · 4.625%
HK$51,218
+HK$2,564/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,308/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,791
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,339
−HK$1,574/mo
Today · 4.125%
HK$52,913
baseline
▲ 0.50% · 4.625%
HK$56,133
+HK$3,220/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$105,826/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,392
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,877
−HK$1,507/mo
Today · 4.125%
HK$58,384
baseline
▲ 0.50% · 4.625%
HK$61,462
+HK$3,078/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$116,768/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,089
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$59,896
−HK$1,836/mo
Today · 4.125%
HK$61,732
baseline
▲ 0.50% · 4.625%
HK$65,488
+HK$3,756/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$123,464/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,624
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$66,357
−HK$1,758/mo
Today · 4.125%
HK$68,115
baseline
▲ 0.50% · 4.625%
HK$71,705
+HK$3,590/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$136,230/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,686
−HK$4,684/mo
▼ 0.25% · 3.875%
HK$77,009
−HK$2,361/mo
Today · 4.125%
HK$79,370
baseline
▲ 0.50% · 4.625%
HK$84,199
+HK$4,829/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$158,740/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,087
−HK$4,489/mo
▼ 0.25% · 3.875%
HK$85,316
−HK$2,260/mo
Today · 4.125%
HK$87,576
baseline
▲ 0.50% · 4.625%
HK$92,193
+HK$4,617/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$175,152/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,362 · Scale 2, in force from 26 Feb 2026)