LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,493
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,783
−HK$1,312/mo
Today · 4.125%
HK$44,095
baseline
▲ 0.50% · 4.625%
HK$46,778
+HK$2,683/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,190/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,160
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,398
−HK$1,256/mo
Today · 4.125%
HK$48,654
baseline
▲ 0.50% · 4.625%
HK$51,219
+HK$2,565/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,308/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,791
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,340
−HK$1,574/mo
Today · 4.125%
HK$52,914
baseline
▲ 0.50% · 4.625%
HK$56,133
+HK$3,219/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$105,828/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,392
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,878
−HK$1,507/mo
Today · 4.125%
HK$58,385
baseline
▲ 0.50% · 4.625%
HK$61,462
+HK$3,077/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$116,770/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,090
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$59,897
−HK$1,836/mo
Today · 4.125%
HK$61,733
baseline
▲ 0.50% · 4.625%
HK$65,489
+HK$3,756/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$123,466/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,624
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$66,357
−HK$1,759/mo
Today · 4.125%
HK$68,116
baseline
▲ 0.50% · 4.625%
HK$71,706
+HK$3,590/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$136,232/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,687
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$77,010
−HK$2,360/mo
Today · 4.125%
HK$79,370
baseline
▲ 0.50% · 4.625%
HK$84,200
+HK$4,830/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$158,740/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,088
−HK$4,489/mo
▼ 0.25% · 3.875%
HK$85,317
−HK$2,260/mo
Today · 4.125%
HK$87,577
baseline
▲ 0.50% · 4.625%
HK$92,194
+HK$4,617/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$175,154/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,369 · Scale 2, in force from 26 Feb 2026)