LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,493
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,784
−HK$1,311/mo
Today · 4.125%
HK$44,095
baseline
▲ 0.50% · 4.625%
HK$46,779
+HK$2,684/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,190/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,161
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,399
−HK$1,256/mo
Today · 4.125%
HK$48,655
baseline
▲ 0.50% · 4.625%
HK$51,220
+HK$2,565/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,310/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,792
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,341
−HK$1,574/mo
Today · 4.125%
HK$52,915
baseline
▲ 0.50% · 4.625%
HK$56,134
+HK$3,219/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$105,830/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,393
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,879
−HK$1,507/mo
Today · 4.125%
HK$58,386
baseline
▲ 0.50% · 4.625%
HK$61,464
+HK$3,078/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$116,772/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,091
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$59,898
−HK$1,836/mo
Today · 4.125%
HK$61,734
baseline
▲ 0.50% · 4.625%
HK$65,490
+HK$3,756/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$123,468/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,626
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$66,359
−HK$1,758/mo
Today · 4.125%
HK$68,117
baseline
▲ 0.50% · 4.625%
HK$71,708
+HK$3,591/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$136,234/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,688
−HK$4,684/mo
▼ 0.25% · 3.875%
HK$77,012
−HK$2,360/mo
Today · 4.125%
HK$79,372
baseline
▲ 0.50% · 4.625%
HK$84,201
+HK$4,829/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$158,744/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,090
−HK$4,489/mo
▼ 0.25% · 3.875%
HK$85,318
−HK$2,261/mo
Today · 4.125%
HK$87,579
baseline
▲ 0.50% · 4.625%
HK$92,195
+HK$4,616/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$175,158/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,382 · Scale 2, in force from 26 Feb 2026)