LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,495
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,785
−HK$1,312/mo
Today · 4.125%
HK$44,097
baseline
▲ 0.50% · 4.625%
HK$46,780
+HK$2,683/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,194/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,162
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,400
−HK$1,256/mo
Today · 4.125%
HK$48,656
baseline
▲ 0.50% · 4.625%
HK$51,221
+HK$2,565/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,312/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,794
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,342
−HK$1,574/mo
Today · 4.125%
HK$52,916
baseline
▲ 0.50% · 4.625%
HK$56,136
+HK$3,220/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$105,832/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,395
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,881
−HK$1,507/mo
Today · 4.125%
HK$58,388
baseline
▲ 0.50% · 4.625%
HK$61,465
+HK$3,077/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$116,776/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,093
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$59,900
−HK$1,835/mo
Today · 4.125%
HK$61,735
baseline
▲ 0.50% · 4.625%
HK$65,492
+HK$3,757/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$123,470/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,627
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$66,361
−HK$1,758/mo
Today · 4.125%
HK$68,119
baseline
▲ 0.50% · 4.625%
HK$71,710
+HK$3,591/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$136,238/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,690
−HK$4,684/mo
▼ 0.25% · 3.875%
HK$77,014
−HK$2,360/mo
Today · 4.125%
HK$79,374
baseline
▲ 0.50% · 4.625%
HK$84,204
+HK$4,830/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$158,748/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,092
−HK$4,490/mo
▼ 0.25% · 3.875%
HK$85,321
−HK$2,261/mo
Today · 4.125%
HK$87,582
baseline
▲ 0.50% · 4.625%
HK$92,198
+HK$4,616/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$175,164/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,402 · Scale 2, in force from 26 Feb 2026)