LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,497
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,788
−HK$1,311/mo
Today · 4.125%
HK$44,099
baseline
▲ 0.50% · 4.625%
HK$46,782
+HK$2,683/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,198/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,165
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,403
−HK$1,256/mo
Today · 4.125%
HK$48,659
baseline
▲ 0.50% · 4.625%
HK$51,224
+HK$2,565/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,318/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,796
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,345
−HK$1,574/mo
Today · 4.125%
HK$52,919
baseline
▲ 0.50% · 4.625%
HK$56,139
+HK$3,220/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$105,838/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,398
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,883
−HK$1,508/mo
Today · 4.125%
HK$58,391
baseline
▲ 0.50% · 4.625%
HK$61,469
+HK$3,078/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$116,782/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,096
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$59,903
−HK$1,836/mo
Today · 4.125%
HK$61,739
baseline
▲ 0.50% · 4.625%
HK$65,495
+HK$3,756/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$123,478/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,631
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$66,364
−HK$1,758/mo
Today · 4.125%
HK$68,122
baseline
▲ 0.50% · 4.625%
HK$71,713
+HK$3,591/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$136,244/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,694
−HK$4,684/mo
▼ 0.25% · 3.875%
HK$77,018
−HK$2,360/mo
Today · 4.125%
HK$79,378
baseline
▲ 0.50% · 4.625%
HK$84,208
+HK$4,830/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$158,756/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,097
−HK$4,489/mo
▼ 0.25% · 3.875%
HK$85,325
−HK$2,261/mo
Today · 4.125%
HK$87,586
baseline
▲ 0.50% · 4.625%
HK$92,203
+HK$4,617/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$175,172/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,437 · Scale 2, in force from 26 Feb 2026)