LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,500
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,791
−HK$1,311/mo
Today · 4.125%
HK$44,102
baseline
▲ 0.50% · 4.625%
HK$46,786
+HK$2,684/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,204/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,168
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,406
−HK$1,256/mo
Today · 4.125%
HK$48,662
baseline
▲ 0.50% · 4.625%
HK$51,227
+HK$2,565/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,324/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,800
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,349
−HK$1,574/mo
Today · 4.125%
HK$52,923
baseline
▲ 0.50% · 4.625%
HK$56,143
+HK$3,220/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$105,846/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,402
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,888
−HK$1,507/mo
Today · 4.125%
HK$58,395
baseline
▲ 0.50% · 4.625%
HK$61,473
+HK$3,078/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$116,790/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,100
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$59,907
−HK$1,836/mo
Today · 4.125%
HK$61,743
baseline
▲ 0.50% · 4.625%
HK$65,500
+HK$3,757/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$123,486/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,635
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$66,369
−HK$1,758/mo
Today · 4.125%
HK$68,127
baseline
▲ 0.50% · 4.625%
HK$71,718
+HK$3,591/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$136,254/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,700
−HK$4,684/mo
▼ 0.25% · 3.875%
HK$77,023
−HK$2,361/mo
Today · 4.125%
HK$79,384
baseline
▲ 0.50% · 4.625%
HK$84,214
+HK$4,830/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$158,768/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,103
−HK$4,489/mo
▼ 0.25% · 3.875%
HK$85,331
−HK$2,261/mo
Today · 4.125%
HK$87,592
baseline
▲ 0.50% · 4.625%
HK$92,209
+HK$4,617/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$175,184/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,486 · Scale 2, in force from 26 Feb 2026)