LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,503
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$42,794
−HK$1,311/mo
Today · 4.125%
HK$44,105
baseline
▲ 0.50% · 4.625%
HK$46,789
+HK$2,684/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,210/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,171
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,410
−HK$1,256/mo
Today · 4.125%
HK$48,666
baseline
▲ 0.50% · 4.625%
HK$51,231
+HK$2,565/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,332/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,803
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,352
−HK$1,574/mo
Today · 4.125%
HK$52,926
baseline
▲ 0.50% · 4.625%
HK$56,147
+HK$3,221/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$105,852/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,406
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,891
−HK$1,508/mo
Today · 4.125%
HK$58,399
baseline
▲ 0.50% · 4.625%
HK$61,477
+HK$3,078/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$116,798/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,104
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$59,911
−HK$1,836/mo
Today · 4.125%
HK$61,747
baseline
▲ 0.50% · 4.625%
HK$65,504
+HK$3,757/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$123,494/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,640
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$66,373
−HK$1,759/mo
Today · 4.125%
HK$68,132
baseline
▲ 0.50% · 4.625%
HK$71,723
+HK$3,591/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$136,264/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,705
−HK$4,684/mo
▼ 0.25% · 3.875%
HK$77,028
−HK$2,361/mo
Today · 4.125%
HK$79,389
baseline
▲ 0.50% · 4.625%
HK$84,220
+HK$4,831/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$158,778/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,108
−HK$4,490/mo
▼ 0.25% · 3.875%
HK$85,337
−HK$2,261/mo
Today · 4.125%
HK$87,598
baseline
▲ 0.50% · 4.625%
HK$92,216
+HK$4,618/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$175,196/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,533 · Scale 2, in force from 26 Feb 2026)