LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,503
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,794
−HK$1,312/mo
Today · 4.125%
HK$44,106
baseline
▲ 0.50% · 4.625%
HK$46,790
+HK$2,684/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,212/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,172
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$47,410
−HK$1,256/mo
Today · 4.125%
HK$48,666
baseline
▲ 0.50% · 4.625%
HK$51,232
+HK$2,566/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,332/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,804
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,353
−HK$1,574/mo
Today · 4.125%
HK$52,927
baseline
▲ 0.50% · 4.625%
HK$56,148
+HK$3,221/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$105,854/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,406
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,892
−HK$1,508/mo
Today · 4.125%
HK$58,400
baseline
▲ 0.50% · 4.625%
HK$61,478
+HK$3,078/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$116,800/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,105
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$59,912
−HK$1,836/mo
Today · 4.125%
HK$61,748
baseline
▲ 0.50% · 4.625%
HK$65,505
+HK$3,757/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$123,496/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,641
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$66,374
−HK$1,759/mo
Today · 4.125%
HK$68,133
baseline
▲ 0.50% · 4.625%
HK$71,724
+HK$3,591/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$136,266/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,706
−HK$4,685/mo
▼ 0.25% · 3.875%
HK$77,030
−HK$2,361/mo
Today · 4.125%
HK$79,391
baseline
▲ 0.50% · 4.625%
HK$84,221
+HK$4,830/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$158,782/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,110
−HK$4,490/mo
▼ 0.25% · 3.875%
HK$85,338
−HK$2,262/mo
Today · 4.125%
HK$87,600
baseline
▲ 0.50% · 4.625%
HK$92,217
+HK$4,617/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$175,200/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,543 · Scale 2, in force from 26 Feb 2026)