LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,505
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,797
−HK$1,311/mo
Today · 4.125%
HK$44,108
baseline
▲ 0.50% · 4.625%
HK$46,792
+HK$2,684/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,216/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,174
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,413
−HK$1,256/mo
Today · 4.125%
HK$48,669
baseline
▲ 0.50% · 4.625%
HK$51,235
+HK$2,566/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,338/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,807
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,356
−HK$1,574/mo
Today · 4.125%
HK$52,930
baseline
▲ 0.50% · 4.625%
HK$56,151
+HK$3,221/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$105,860/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,409
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,895
−HK$1,508/mo
Today · 4.125%
HK$58,403
baseline
▲ 0.50% · 4.625%
HK$61,481
+HK$3,078/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$116,806/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,108
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$59,915
−HK$1,837/mo
Today · 4.125%
HK$61,752
baseline
▲ 0.50% · 4.625%
HK$65,509
+HK$3,757/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$123,504/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,644
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$66,378
−HK$1,759/mo
Today · 4.125%
HK$68,137
baseline
▲ 0.50% · 4.625%
HK$71,728
+HK$3,591/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$136,274/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,710
−HK$4,685/mo
▼ 0.25% · 3.875%
HK$77,034
−HK$2,361/mo
Today · 4.125%
HK$79,395
baseline
▲ 0.50% · 4.625%
HK$84,226
+HK$4,831/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$158,790/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,114
−HK$4,490/mo
▼ 0.25% · 3.875%
HK$85,343
−HK$2,261/mo
Today · 4.125%
HK$87,604
baseline
▲ 0.50% · 4.625%
HK$92,222
+HK$4,618/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$175,208/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,580 · Scale 2, in force from 26 Feb 2026)