LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,507
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,798
−HK$1,312/mo
Today · 4.125%
HK$44,110
baseline
▲ 0.50% · 4.625%
HK$46,794
+HK$2,684/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,220/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,176
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,415
−HK$1,256/mo
Today · 4.125%
HK$48,671
baseline
▲ 0.50% · 4.625%
HK$51,237
+HK$2,566/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,342/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,809
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,358
−HK$1,574/mo
Today · 4.125%
HK$52,932
baseline
▲ 0.50% · 4.625%
HK$56,153
+HK$3,221/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$105,864/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,411
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,898
−HK$1,507/mo
Today · 4.125%
HK$58,405
baseline
▲ 0.50% · 4.625%
HK$61,484
+HK$3,079/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$116,810/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,110
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$59,917
−HK$1,837/mo
Today · 4.125%
HK$61,754
baseline
▲ 0.50% · 4.625%
HK$65,512
+HK$3,758/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$123,508/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,647
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$66,381
−HK$1,758/mo
Today · 4.125%
HK$68,139
baseline
▲ 0.50% · 4.625%
HK$71,731
+HK$3,592/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$136,278/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,713
−HK$4,685/mo
▼ 0.25% · 3.875%
HK$77,037
−HK$2,361/mo
Today · 4.125%
HK$79,398
baseline
▲ 0.50% · 4.625%
HK$84,229
+HK$4,831/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$158,796/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,117
−HK$4,491/mo
▼ 0.25% · 3.875%
HK$85,346
−HK$2,262/mo
Today · 4.125%
HK$87,608
baseline
▲ 0.50% · 4.625%
HK$92,226
+HK$4,618/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$175,216/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,606 · Scale 2, in force from 26 Feb 2026)