LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,509
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,800
−HK$1,312/mo
Today · 4.125%
HK$44,112
baseline
▲ 0.50% · 4.625%
HK$46,796
+HK$2,684/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,224/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,178
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,417
−HK$1,256/mo
Today · 4.125%
HK$48,673
baseline
▲ 0.50% · 4.625%
HK$51,239
+HK$2,566/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,346/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,811
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,360
−HK$1,574/mo
Today · 4.125%
HK$52,934
baseline
▲ 0.50% · 4.625%
HK$56,155
+HK$3,221/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$105,868/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,414
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,900
−HK$1,508/mo
Today · 4.125%
HK$58,408
baseline
▲ 0.50% · 4.625%
HK$61,487
+HK$3,079/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$116,816/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,113
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$59,920
−HK$1,837/mo
Today · 4.125%
HK$61,757
baseline
▲ 0.50% · 4.625%
HK$65,515
+HK$3,758/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$123,514/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,650
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$66,384
−HK$1,759/mo
Today · 4.125%
HK$68,143
baseline
▲ 0.50% · 4.625%
HK$71,734
+HK$3,591/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$136,286/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,716
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$77,040
−HK$2,362/mo
Today · 4.125%
HK$79,402
baseline
▲ 0.50% · 4.625%
HK$84,233
+HK$4,831/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$158,804/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,121
−HK$4,491/mo
▼ 0.25% · 3.875%
HK$85,350
−HK$2,262/mo
Today · 4.125%
HK$87,612
baseline
▲ 0.50% · 4.625%
HK$92,230
+HK$4,618/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$175,224/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,638 · Scale 2, in force from 26 Feb 2026)