LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,510
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,801
−HK$1,312/mo
Today · 4.125%
HK$44,113
baseline
▲ 0.50% · 4.625%
HK$46,797
+HK$2,684/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,226/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,179
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,418
−HK$1,256/mo
Today · 4.125%
HK$48,674
baseline
▲ 0.50% · 4.625%
HK$51,240
+HK$2,566/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,348/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,812
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,361
−HK$1,575/mo
Today · 4.125%
HK$52,936
baseline
▲ 0.50% · 4.625%
HK$56,157
+HK$3,221/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$105,872/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,415
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,901
−HK$1,508/mo
Today · 4.125%
HK$58,409
baseline
▲ 0.50% · 4.625%
HK$61,488
+HK$3,079/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$116,818/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,114
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$59,922
−HK$1,836/mo
Today · 4.125%
HK$61,758
baseline
▲ 0.50% · 4.625%
HK$65,516
+HK$3,758/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$123,516/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,651
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$66,385
−HK$1,759/mo
Today · 4.125%
HK$68,144
baseline
▲ 0.50% · 4.625%
HK$71,736
+HK$3,592/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$136,288/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,718
−HK$4,685/mo
▼ 0.25% · 3.875%
HK$77,042
−HK$2,361/mo
Today · 4.125%
HK$79,403
baseline
▲ 0.50% · 4.625%
HK$84,235
+HK$4,832/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$158,806/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,123
−HK$4,491/mo
▼ 0.25% · 3.875%
HK$85,352
−HK$2,262/mo
Today · 4.125%
HK$87,614
baseline
▲ 0.50% · 4.625%
HK$92,232
+HK$4,618/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$175,228/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,652 · Scale 2, in force from 26 Feb 2026)