LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,510
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,801
−HK$1,312/mo
Today · 4.125%
HK$44,113
baseline
▲ 0.50% · 4.625%
HK$46,797
+HK$2,684/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,226/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,180
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,418
−HK$1,257/mo
Today · 4.125%
HK$48,675
baseline
▲ 0.50% · 4.625%
HK$51,240
+HK$2,565/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,350/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$682,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,812
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,362
−HK$1,574/mo
Today · 4.125%
HK$52,936
baseline
▲ 0.50% · 4.625%
HK$56,157
+HK$3,221/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$105,872/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,416
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,902
−HK$1,508/mo
Today · 4.125%
HK$58,410
baseline
▲ 0.50% · 4.625%
HK$61,488
+HK$3,078/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$116,820/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,114
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$59,922
−HK$1,837/mo
Today · 4.125%
HK$61,759
baseline
▲ 0.50% · 4.625%
HK$65,516
+HK$3,757/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$123,518/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,652
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$66,385
−HK$1,759/mo
Today · 4.125%
HK$68,144
baseline
▲ 0.50% · 4.625%
HK$71,736
+HK$3,592/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$136,288/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,718
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$77,043
−HK$2,361/mo
Today · 4.125%
HK$79,404
baseline
▲ 0.50% · 4.625%
HK$84,235
+HK$4,831/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$158,808/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,123
−HK$4,491/mo
▼ 0.25% · 3.875%
HK$85,353
−HK$2,261/mo
Today · 4.125%
HK$87,614
baseline
▲ 0.50% · 4.625%
HK$92,233
+HK$4,619/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$175,228/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,657 · Scale 2, in force from 26 Feb 2026)