LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,512
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,803
−HK$1,312/mo
Today · 4.125%
HK$44,115
baseline
▲ 0.50% · 4.625%
HK$46,799
+HK$2,684/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,230/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$682,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,181
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,420
−HK$1,256/mo
Today · 4.125%
HK$48,676
baseline
▲ 0.50% · 4.625%
HK$51,242
+HK$2,566/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,352/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$682,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,814
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,364
−HK$1,574/mo
Today · 4.125%
HK$52,938
baseline
▲ 0.50% · 4.625%
HK$56,159
+HK$3,221/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$105,876/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,418
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,904
−HK$1,508/mo
Today · 4.125%
HK$58,412
baseline
▲ 0.50% · 4.625%
HK$61,491
+HK$3,079/mo
Deposit HK$7.28M · loan HK$10.92M · min. income ≈ HK$116,824/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$682,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,116
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$59,924
−HK$1,837/mo
Today · 4.125%
HK$61,761
baseline
▲ 0.50% · 4.625%
HK$65,519
+HK$3,758/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$123,522/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,654
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$66,388
−HK$1,759/mo
Today · 4.125%
HK$68,147
baseline
▲ 0.50% · 4.625%
HK$71,739
+HK$3,592/mo
Deposit HK$5.46M · loan HK$12.74M · min. income ≈ HK$136,294/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$682,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,721
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$77,045
−HK$2,362/mo
Today · 4.125%
HK$79,407
baseline
▲ 0.50% · 4.625%
HK$84,239
+HK$4,832/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$158,814/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,126
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$85,356
−HK$2,262/mo
Today · 4.125%
HK$87,618
baseline
▲ 0.50% · 4.625%
HK$92,236
+HK$4,618/mo
Deposit HK$1.82M · loan HK$16.38M · min. income ≈ HK$175,236/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,682 · Scale 2, in force from 26 Feb 2026)