LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,521
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,812
−HK$1,312/mo
Today · 4.125%
HK$44,124
baseline
▲ 0.50% · 4.625%
HK$46,809
+HK$2,685/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,248/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$682,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,191
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,430
−HK$1,257/mo
Today · 4.125%
HK$48,687
baseline
▲ 0.50% · 4.625%
HK$51,253
+HK$2,566/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,374/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$682,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,825
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,374
−HK$1,575/mo
Today · 4.125%
HK$52,949
baseline
▲ 0.50% · 4.625%
HK$56,171
+HK$3,222/mo
Deposit HK$7.28M · loan HK$10.93M · min. income ≈ HK$105,898/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$682,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,429
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,916
−HK$1,508/mo
Today · 4.125%
HK$58,424
baseline
▲ 0.50% · 4.625%
HK$61,504
+HK$3,080/mo
Deposit HK$7.28M · loan HK$10.93M · min. income ≈ HK$116,848/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$682,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,129
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$59,937
−HK$1,837/mo
Today · 4.125%
HK$61,774
baseline
▲ 0.50% · 4.625%
HK$65,533
+HK$3,759/mo
Deposit HK$5.46M · loan HK$12.75M · min. income ≈ HK$123,548/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$682,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,668
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$66,402
−HK$1,759/mo
Today · 4.125%
HK$68,161
baseline
▲ 0.50% · 4.625%
HK$71,754
+HK$3,593/mo
Deposit HK$5.46M · loan HK$12.75M · min. income ≈ HK$136,322/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$682,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,737
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$77,062
−HK$2,362/mo
Today · 4.125%
HK$79,424
baseline
▲ 0.50% · 4.625%
HK$84,256
+HK$4,832/mo
Deposit HK$1.82M · loan HK$16.39M · min. income ≈ HK$158,848/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,144
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$85,374
−HK$2,262/mo
Today · 4.125%
HK$87,636
baseline
▲ 0.50% · 4.625%
HK$92,256
+HK$4,620/mo
Deposit HK$1.82M · loan HK$16.39M · min. income ≈ HK$175,272/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,827 · Scale 2, in force from 26 Feb 2026)