LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,522
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,813
−HK$1,312/mo
Today · 4.125%
HK$44,125
baseline
▲ 0.50% · 4.625%
HK$46,810
+HK$2,685/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,250/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$682,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,192
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,431
−HK$1,257/mo
Today · 4.125%
HK$48,688
baseline
▲ 0.50% · 4.625%
HK$51,254
+HK$2,566/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,376/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$682,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,826
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,376
−HK$1,574/mo
Today · 4.125%
HK$52,950
baseline
▲ 0.50% · 4.625%
HK$56,172
+HK$3,222/mo
Deposit HK$7.28M · loan HK$10.93M · min. income ≈ HK$105,900/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$682,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,431
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,917
−HK$1,509/mo
Today · 4.125%
HK$58,426
baseline
▲ 0.50% · 4.625%
HK$61,505
+HK$3,079/mo
Deposit HK$7.28M · loan HK$10.93M · min. income ≈ HK$116,852/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$682,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,130
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$59,938
−HK$1,838/mo
Today · 4.125%
HK$61,776
baseline
▲ 0.50% · 4.625%
HK$65,534
+HK$3,758/mo
Deposit HK$5.46M · loan HK$12.75M · min. income ≈ HK$123,552/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$682,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,669
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$66,404
−HK$1,759/mo
Today · 4.125%
HK$68,163
baseline
▲ 0.50% · 4.625%
HK$71,756
+HK$3,593/mo
Deposit HK$5.46M · loan HK$12.75M · min. income ≈ HK$136,326/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$682,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,739
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$77,064
−HK$2,362/mo
Today · 4.125%
HK$79,426
baseline
▲ 0.50% · 4.625%
HK$84,259
+HK$4,833/mo
Deposit HK$1.82M · loan HK$16.39M · min. income ≈ HK$158,852/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,146
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$85,376
−HK$2,262/mo
Today · 4.125%
HK$87,638
baseline
▲ 0.50% · 4.625%
HK$92,258
+HK$4,620/mo
Deposit HK$1.82M · loan HK$16.39M · min. income ≈ HK$175,276/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,845 · Scale 2, in force from 26 Feb 2026)