LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,522
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$42,813
−HK$1,313/mo
Today · 4.125%
HK$44,126
baseline
▲ 0.50% · 4.625%
HK$46,811
+HK$2,685/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$88,252/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$682,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,193
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,432
−HK$1,256/mo
Today · 4.125%
HK$48,688
baseline
▲ 0.50% · 4.625%
HK$51,255
+HK$2,567/mo
Deposit HK$9.10M · loan HK$9.10M · min. income ≈ HK$97,376/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$682,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,826
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,376
−HK$1,575/mo
Today · 4.125%
HK$52,951
baseline
▲ 0.50% · 4.625%
HK$56,173
+HK$3,222/mo
Deposit HK$7.28M · loan HK$10.93M · min. income ≈ HK$105,902/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$682,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,431
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,918
−HK$1,508/mo
Today · 4.125%
HK$58,426
baseline
▲ 0.50% · 4.625%
HK$61,506
+HK$3,080/mo
Deposit HK$7.28M · loan HK$10.93M · min. income ≈ HK$116,852/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$682,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,131
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$59,939
−HK$1,837/mo
Today · 4.125%
HK$61,776
baseline
▲ 0.50% · 4.625%
HK$65,535
+HK$3,759/mo
Deposit HK$5.46M · loan HK$12.75M · min. income ≈ HK$123,552/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$682,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,670
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$66,404
−HK$1,760/mo
Today · 4.125%
HK$68,164
baseline
▲ 0.50% · 4.625%
HK$71,757
+HK$3,593/mo
Deposit HK$5.46M · loan HK$12.75M · min. income ≈ HK$136,328/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$682,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,739
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$77,064
−HK$2,362/mo
Today · 4.125%
HK$79,426
baseline
▲ 0.50% · 4.625%
HK$84,259
+HK$4,833/mo
Deposit HK$1.82M · loan HK$16.39M · min. income ≈ HK$158,852/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,147
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$85,377
−HK$2,262/mo
Today · 4.125%
HK$87,639
baseline
▲ 0.50% · 4.625%
HK$92,259
+HK$4,620/mo
Deposit HK$1.82M · loan HK$16.39M · min. income ≈ HK$175,278/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$682,850 · Scale 2, in force from 26 Feb 2026)